City of West Allis - File #: O-2006-0041

• File #: O-2006-0041
• Version: 2
• Type: Ordinance
• Status: Passed
• File created: 9/5/2006
• In control: Common Council
• Final action: 10/17/2006
• Title: An Ordinance to Create Section 9.32 of the West Allis Revised Municipal Code Relating to Check Cashing Businesses.
• Sponsors: Rosalie L. Reinke

Date	Ver.	Action By	Action	Result
10/17/2006	2	License and Health Committee (INACTIVE)
10/17/2006	2	Safety and Development Committee (INACTIVE)
10/17/2006	2	Common Council	Passed as Amended	Pass
10/17/2006	2	Safety and Development Committee (INACTIVE)		Pass
10/17/2006	2	License and Health Committee (INACTIVE)		Pass
9/26/2006	1	License and Health Committee (INACTIVE)
9/26/2006	2	License and Health Committee (INACTIVE)	Held
9/5/2006	1	Common Council
9/5/2006	1	Safety and Development Committee (INACTIVE)
9/5/2006	1	Safety and Development Committee (INACTIVE)	Held
9/5/2006	1	License and Health Committee (INACTIVE)	Held

Title

An Ordinance to Create Section 9.32 of the West Allis Revised Municipal Code Relating to Check Cashing Businesses.

Body

The Common Council of the City of West Allis do ordain as follows:

PART I. Findings and Declaration of Necessity.

CHECK CASHING BUSINESSES

The City of West Allis is experiencing a proliferation of check-cashing businesses making non-traditional, short-term consumer loans. Such businesses tailor their services to make them attractive to persons experiencing unfavorable economic circumstances, often aggravating those circumstances. Additionally, it has been found that through their business practices, check-cashing businesses are susceptible to attracting criminals seeking to commit robberies. Finally, when clustered in an area, such locational concentration creates an unwarranted negative impression regarding the economic vitality of a commercial district and the community at large, limiting the type and variety of businesses in these areas. Based on their proliferation, their susceptibility to crime and the negative effects of their proliferation, the Common Council finds that the health, safety and welfare of the residents of the City of West Allis should be protected by legislation limiting the geographic proliferation of check-cashing businesses.


PART II. Section 9.32 of the Revised Municipal Code of the City of West Allis is hereby created to read:

9.32 CHECK CASHING BUSINESSES.

(1) Definition. Check cashing businesses. A check cashing business, also referred to as a payday loan business, title for cash business, convenient-cash business or similar enterprise means any person licensed pursuant to Wis. Stat. Section 218.05, or a person licensed pursuant to Wis. Stat. Section 138.09, who accepts a check or title, holds the check or title for a period of time before negotiating or presenting the check or title for payment, and pays to the issuer an agreed-upon amount of cash, or who refinances or consol...